Complex Claims Manager (contract)
Airbnb
San Francisco, CA, USA
USD 60-74 / hour
Posted on May 7, 2026
Airbnb is a mission-driven company dedicated to helping create a world where anyone can belong anywhere. It takes a unified team committed to our core values to achieve this goal. Airbnb's various functions embody the company's innovative spirit, and our fast-moving team is committed to leading as a 21st century company.
The AirCover team is charged with ideating, building, launching, and managing the AirCover business inside of Airbnb. We have a huge responsibility to our community of Hosts and guests to be there when things don’t go exactly as planned with their reservations. We have a lot of work to do in the coming years and we are looking for someone who will help us manage all of the things that need to be done to deliver best-in-class services to our community.
About You
As a Complex Claims Manager in the Complex Claims, you will play a vital role in safeguarding the integrity of our Aircover platform by effectively identifying, investigating, and managing the risk and mitigation strategies in resolution of Complex and Large Loss claims.
You'll manage partners to influence prioritization, drive accountability, deliver improvements, and scale changes on claims which impact Airbnb. You'll work with internal and external partners to influence prioritization, drive accountability, and deliver improvements.
You will work closely with cross-functional teams to manage emerging risks / threats while enabling business growth in various markets. Philosophy will be to identify intelligence / risk gaps and work with other internal risk management teams (such as Trust team, and Safety team), third party adjusters, our partners, Platform Product Management, Global Crisis Management, Community support, Policy, Privacy Legal teams to strengthen Airbnb’s platform.
You will be reporting at Monthly, Quarterly and Annual Business Reviews for your area. You will serve as a thought leader with stakeholders such as Trust, Legal, Privacy, Safety, Product Management, Policy, and understand how the policy/product roadmap impacts risk mitigation of emerging threats.
In this role you’ll get to
Analytical:
Possess excellent analytical and problem-solving skills, allowing you to navigate Complex and Large Loss claims identifying the Risk and Exposure to Airbnb.
Strong knowledge complex complex resolution:
Airbnb is committed to working with the best and brightest people from the broadest talent pool possible. We believe a diversity of ideas fosters innovation and engagement, and allows us to attract the best people, and to develop the best products, services and solutions. All qualified individuals are encouraged to apply. If you need assistance, or reasonable accommodation during the application and recruiting process, please connect with your talent sourcing partner.
Pay Rate Range: $60-$74/hr
Benefits: Medical, Dental, Vision, 401K
The AirCover team is charged with ideating, building, launching, and managing the AirCover business inside of Airbnb. We have a huge responsibility to our community of Hosts and guests to be there when things don’t go exactly as planned with their reservations. We have a lot of work to do in the coming years and we are looking for someone who will help us manage all of the things that need to be done to deliver best-in-class services to our community.
About You
- You are detail-oriented and able to understand the bigger picture by using your technical expertise and problem-solving abilities to identify and manage blocking issues
- You have the ability to work in a global, fluid environment while possessing an intense focus to execute at a high quality to completion
- You can apply Critical Thinking to new and complex claims and adapt learned knowledge to anticipate the needs of future claims.
As a Complex Claims Manager in the Complex Claims, you will play a vital role in safeguarding the integrity of our Aircover platform by effectively identifying, investigating, and managing the risk and mitigation strategies in resolution of Complex and Large Loss claims.
You'll manage partners to influence prioritization, drive accountability, deliver improvements, and scale changes on claims which impact Airbnb. You'll work with internal and external partners to influence prioritization, drive accountability, and deliver improvements.
You will work closely with cross-functional teams to manage emerging risks / threats while enabling business growth in various markets. Philosophy will be to identify intelligence / risk gaps and work with other internal risk management teams (such as Trust team, and Safety team), third party adjusters, our partners, Platform Product Management, Global Crisis Management, Community support, Policy, Privacy Legal teams to strengthen Airbnb’s platform.
You will be reporting at Monthly, Quarterly and Annual Business Reviews for your area. You will serve as a thought leader with stakeholders such as Trust, Legal, Privacy, Safety, Product Management, Policy, and understand how the policy/product roadmap impacts risk mitigation of emerging threats.
In this role you’ll get to
- Manage policy and understanding how the policy/product roadmap impacts risk and exposure mitigation.
- Builds partnerships and is responsible for engaging in the Large Loss Claim reviews with our insurers on a monthly / quarterly basis depending upon the insurer/market.
- Ensure we are managing insurers claim handling and potential coverage/relationship issues as well as material reserve changes that could impact Airbnb and the Captive.
- Craft a Resolution Plan for Complex and Large Loss Claims driving the Carrier and/or TPA to resolve the claim while meeting the needs of internal stakeholders.
- Partner with Legal, GCM, Trust and our Brokers, Insurers, Outside Counsel, and TPA’s on complex claims resolution which may also involve coverage issues and settlement authority.
- Accountable for performance and results Insurance Carrier and Partners worldwide over Complex Claims which may impact policy limits or trigger need of notice to Brokers and Carriers under the insuring policies.
- Mentorship of L6 and L7 Host Damage Protection and Host Liability Protection Specialist on claims. Works to upskill L6 and L7 partners for growth and development. Supports the team
- Management of claims which impact Airbnb Financials and the Captive.
- Work closely with cross-functional teams to manage the Risk and Exposure on Complex and Large Loss Claims.
- Collaborate with internal departments, such as other Aircover Ops teams, legal, Trust, CS safety to share claim insights, improve claim handling by our Carriers and TPA’s while developing a Resolution Plan to bring a claim to the correct conclusion.
- Ensure compliance with company policies, procedures, and legal requirements related to claims handling
- Mentor to others by simplifying complex information which includes claims knowledge, data analysis, business information, and process obstacles.
Analytical:
Possess excellent analytical and problem-solving skills, allowing you to navigate Complex and Large Loss claims identifying the Risk and Exposure to Airbnb.
Strong knowledge complex complex resolution:
- Understand techniques, investigative methodologies, and legal aspects related to complex, severe claims resolution.
- Strong verbal and written communication skills, with the ability to explain complex topics to diverse audiences.
- Skilled in presenting complex and sensitive customer issues, with the ability to analyze large data sets and draw reasonable conclusions.
- Proven ability to collaborate effectively across disciplines, regions, and seniority levels. Strong negotiating skills and experience in communicating recommendations to both internal and external stakeholders.
- Judgement
- Proactively work towards achieving a fair and suitable resolution for claims in a timely manner by employing effective conflict resolution strategies.
- Evaluate and interpret policy language and relevant case law alongside specific loss details to make informed coverage decisions.
- Coordinate loss investigations with external experts across various exposures and manage the adjustment process until final resolution.
- Determine liability swiftly and judiciously based on available information, showcasing effective critical and strategic thinking along with sound decision-making.
- Be an advocate of high quality standards, innovation, resolution conflict and customer experience excellence.
- High attention to details, detailed-oriented when working on complex cases
- Experience working with internal stakeholders and/or third party providers to resolve complex disputes in a detailed, effective and timely manner.
- Mentor to others by simplifying complex information which includes claims knowledge, data analysis, business information, and process obstacles.
- Builds partnerships and is responsible for engaging in the Large Loss Claim reviews with our insurers on a monthly / quarterly basis depending upon the insurer/market.
- BA/BS degree in business or technical field preferred.
- Deep technical claim, legal, and risk knowledge.
- Knowledge and understanding of Casualty and Property Insurance Policies and Claims
- Knowledge and understanding of Legal and Claims complexities in North America, LATAM, and EMEA
- Strong Regulatory experience.
- Ability to be on call and/or work weekends and evenings.
- Ability to work cross-functionally with leaders on Community Support, Platform Product, Finance, Legal and Data Science
- Understanding of Captive Insurance
- Understanding of FINC claims
- 10+ years of Insurance Claims Coverage and Litigation experience with an emphasis on liability and property
- Strong Insurance Policy experience
- Ability to be on call and/or work weekends and evenings.
- Demonstrated ability to identify and resolve issues through effective problem solving skills.
- Proven ability to negotiate skillfully in difficult situations with both internal and external groups.
Airbnb is committed to working with the best and brightest people from the broadest talent pool possible. We believe a diversity of ideas fosters innovation and engagement, and allows us to attract the best people, and to develop the best products, services and solutions. All qualified individuals are encouraged to apply. If you need assistance, or reasonable accommodation during the application and recruiting process, please connect with your talent sourcing partner.
Pay Rate Range: $60-$74/hr
Benefits: Medical, Dental, Vision, 401K